![]() When you enter an address, location, or set of coordinates, the map shown on the main search page will zoom in and display the boundaries of the flood zone your chosen area belongs to. Visit the FEMA Map Service Center website to see your official flood map.To find the answers to worrisome questions, such as “ Do I live in a flood zone?” and “ What flood zone am I in?”, you can: Is My House in a Flood Zone?Ĭhecking flood zones by address is quite easy. The FEMA Flood Map Service Center (MSC) is the official public source for flood hazard information you can use to find a flood map of your area and other relevant flood-related data. Flood zone mapping helps identify a community’s flood risk which is very important when purchasing a new property, deciding on the most appropriate insurance plan for a property, making disaster preparedness plans, etc.The National Flood Insurance Program is based on flood zone mapping (flood maps are extensively used in the development of FEMA flood managements plans and regulations and setting of flood insurance requirements).D zones are areas where flooding is possible but the risk level has not been clearly determined yet.įEMA has conducted a comprehensive study of the flood risk in different areas around the country and compiled statistical data from “river flow, storm tides, hydrologic and hydraulic analyses, and rainfall and topographic surveys” in order to create detailed flood zone maps that show the flood hazard for communities throughout the United States.įlood zone mapping is crucial for several important purposes:.Flood insurance is not mandatory in these regions Areas of minimal flood hazard are designated as Zone C or Zone X.Moderate flood hazard areas, such as base floodplains with little potential for flooding, are labeled Zone B.The different designations of A zones and V zones (Zone A, Zone AE, Zone AH, Zone AO, Zone AR, Zone A99, Zones A1-A30, Zone V, Zone VE, Zones V1-V30, etc.) reflect the different ways in which they can be flooded Flood insurance is mandatory in A zones.). Flood insurance is mandatory in V zone areas.) and Zone A (Lowland areas adjacent to a lake, river, stream or other body of water that may flood during periods of high discharge. They are designated as Zone V (The first row of beachfront properties that may experience strong coastal storms and suffer from big tidal waves. Special Flood Hazard Areas – Defined by FEMA as “areas that will be inundated by the flood event having a 1-percent chance of being equaled or exceeded in any given year”, these are the areas with the highest risk of flooding in the country.Flood Zone Definitionsįlood zones are geographic areas defined according to the level of flood risk and type of flooding that is most likely to happen in the region. The Federal Emergency Management Agency (FEMA) has assessed the flood risk for different areas of the country and put them in several categories – areas of high flood hazard, areas of moderate flood hazard, and areas of minimal flood hazard. The more information you have, the better prepared you’re going to be in the unfortunate event of a flood cleanup disaster. Knowing whether you’re in a hazardous flood zone or not will help you determine how likely you are to experience flood damage to your home or business and what kind of flood insurance coverage you need. For this reason, such high-risk areas have been identified as Special Flood Hazard Areas and the communities located there have been encouraged to participate in the National Flood Insurance Program (NFIP) that aims to reduce the socio-economic impact of flooding by providing affordable insurance options and promoting the adoption of effective floodplain management regulations. While flood damage may occur anywhere (because of torrential rain, snowmelt, drainage problems, etc.), the risk of flooding in lowland areas adjacent to water is much higher than that in inland, high-altitude regions. ![]() Flooding has always been a concern for property owners around the country, especially for those living in coastal areas and floodplains.
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